What Lumio does
One place for the whole path from a raw bank export to numbers you can budget, report and file taxes with.
Statement import
PDF, CSV, XLSX, DOCX and image files. Native parsers for Kaspi, Bereke and Bank Hapoalim / Isracard, OCR for scans, and a generic AI parser for any other bank. SHA-256 hashing stops duplicate uploads.
Clean, categorized data
Fingerprint-based deduplication, categorization rules that learn from your corrections, and AI categorization through any OpenAI-compatible endpoint, including a local one.
Dashboards and reports
Cash flow, trends, top categories and merchants, a data health view, and custom reports with CSV and XLSX export.
Budgets, goals and net worth
Budgets with live spend, savings goals, subscription detection, a crypto portfolio, net worth across accounts, and advice generated from your own numbers.
VAT and income tax
A VAT engine with returns, plus year-end income tax drafts: Germany Anlage EÜR, Spain Modelo 100, Poland PIT-36L / PIT-28 / PIT-36, and a generic summary elsewhere. Filing deadlines for 25 EU countries.
Receipts on a map
Collect receipts by upload or from an IMAP inbox, link them to transactions, and see where each one was bought on self-hosted map tiles.
Workspaces, roles and audit
Multi-tenant workspaces with owner, admin, member and viewer roles, an audit log with rollback, TOTP two-factor sign-in and session management.
Integrations and API
S3-compatible and WebDAV storage, Telegram reports, webhooks, API keys and an MCP server.
Self-hosted by design
One Docker Compose stack, encrypted backups, Prometheus-format metrics, structured JSON logs, and a UI in 21 languages. MIT licensed.
A closer look
Tech stack
A TypeScript monorepo: NestJS API, Next.js web app, PostgreSQL and Redis, all run with Docker Compose.
Ready to try Lumio?
The quick start brings up the full stack with Docker in a few minutes. Contributors can start with the architecture overview.